LamportPay fee
One fee, taken out of the total you send—not an extra conversion fee plus a swap fee. The app shows the fee amount before approval.
How it works
LamportPay, step by step.
Crypto in. Local money out.
A wallet-first payment journey: get a quote, check the destination, review the costs and approve in your wallet. Explore the full experience today in sandbox mode.
The payment journey
Quote first. Verify before approval.Step 01 of 8
- Connect
- Select
- Quote
- Verify (KYC)
- Review
- Sign
- Processing
- Complete
01
Connect
Connect your Solana wallet and sign a plain-text message to sign in. This is not a payment transaction.
02
Select
Choose your amount, destination country and payout currency. USDC is the enabled settlement currency; SOL routing is available when supported by your wallet.
03
Quote
See the estimated local-currency amount, LamportPay fee and separate partner costs before identity verification. Quotes expire and may need refreshing.
04
Verify (KYC)
Complete identity verification (KYC) on Stables’ hosted page. LamportPay keeps only the verification link and status—never your identity documents. Verified once, your wallet skips this step on later payments.
05
Review
Bank details are checked with Stables. Review the recipient, amount, LamportPay fee and partner costs before you approve.
06
Sign
Approve in your wallet. In the sandbox build, you sign a test-network memo transaction that moves no funds—not a mainnet deposit or swap.
07
Processing
The app simulates a sandbox deposit and follows the transfer status reported by Stables. Some sandbox destinations can remain processing.
08
Complete
When Stables reports completion, the timeline and receipt update. A sandbox receipt is a demonstration record, not evidence of a real bank payout.
Know the costs before you approve
Payout partner fee
Stables costs are quoted separately. They are not included in LamportPay’s fee.
Swap & network costs
Any Jupiter swap costs, price impact and Solana network fees are separate. The sandbox build does not execute mainnet swaps or move payment funds.
Clear boundaries. No custody.
Your wallet stays yours
LamportPay never holds your funds, private keys or seed phrase. Wallet sign-in asks for a message signature only.
Verification stays with Stables
Identity documents belong on Stables’ hosted page, not in LamportPay. We keep a verification link and status.
Bank accounts only
The payout flow supports your own account or a beneficiary’s, subject to Stables checks. No card, cash or mobile-wallet payouts.
In an approved production flow, your wallet would send supported stablecoins directly to a single-use deposit address supplied by Stables. That real-funds path is currently DISABLED.
The difference
A safer, faster and more reliable way than P2P and the rest.
P2P, exchanges and traditional remittances come with real risks, hidden fees and limited access. LamportPay removes the counterparty, simplifies the flow and gets your money to the right person — anywhere in the world.
No counterparty risk
You keep control of your funds.
Transparent pricing
See the real rate and fees before you send.
Fast & reliable payouts
Fast settlement and payout where supported.
Global coverage
Expanding local payout coverage through our growing partner network.
Counterparty risk
You don’t have to trust a stranger with your funds.
- P2P
- High risk
- Exchanges
- Platform holds funds
- Traditional Remittances
- Pre-funding / agent risk
- LamportPay
- No counterparty
Fees & exchange rates
Costs shown before you approve.
- P2P
- Hidden spreads
- Exchanges
- Trading & withdrawal fees
- Traditional Remittances
- High fees, wide rates
- LamportPay
- Transparent pricing
Speed
Get money to the recipient quickly.
- P2P
- Often delayed
- Exchanges
- Withdrawal delays
- Traditional Remittances
- Slow (hours–days)
- LamportPay
- Fast settlement where supported
Local payout options
Bank payouts in local currency.
- P2P
- Limited
- Exchanges
- Limited local options
- Traditional Remittances
- Limited, expensive
- LamportPay
- Expanding bank payout coverage
Compliance & security
Identity verification and monitoring.
- P2P
- Varies by user
- Exchanges
- Account-level checks
- Traditional Remittances
- KYC required
- LamportPay
- Hosted verification via payout partner
Control of funds
Who holds your money along the way.
- P2P
- Can be frozen
- Exchanges
- Can be frozen
- Traditional Remittances
- Can be reversed or held
- LamportPay
- Non-custodial (you control)
Global reach
Send to recipients in more places.
- P2P
- Varies by user
- Exchanges
- Limited local options
- Traditional Remittances
- Limited corridors
- LamportPay
- Expanding global coverage
The result
Lower counterparty risk. Transparent costs. Faster settlement. Expanding global reach.